Investment schemes have ruined lives across the globe, with many flavors of financial professionals having met their end at the bad end of a deal gone wrong. Some tactics, like the ponzi scheme, aim to take money and generate income off of it with no guarantee that all the money is there at any one single time. It is a very deceptive tactic that is met with a great deal of resistance in most financial circles. Say for instance you own a country club, and you have a number of friends at the country club who are interested in getting in to some new investments. The smart thing to do would be to choose something that a friend has had previous success with and is assured of their potential return on investment. It works on the premise that other people will want to tell people about the large amount of money they have made, and a Seed Enterprise Investment Scheme works in essentially the same fashion.